Terms of Use

Superior’s Terms of Service

Last Modified: January 21, 2012

Welcome to Superior, simple home mortgage lending. Thank you for using the Superior website and services (“Services”) provided by Equidy, Inc. DBA Superior Home Loans (“Superior”), located at 309 Ray Street, Pleasanton, CA 94566, United States.

Upon accessing our website or any subdomain thereof (the “site”), you (the “User”) agree and understand to be bound to theses terms of service.

Our products and services are diverse, therefore additional terms or requirements may apply.  Theses additional terms will be provided along with the related services, and will become a part of your agreement with Superior, upon engaging in such services.

Lender’s Disclosure

This site is not intended to provide investment, tax, or legal advice, and nothing in the site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Superior. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment and borrowing objectives and personal financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.

Changes to these Terms of Use

We may modify these terms of service from time to time in order to, for example, reflect changes to our products and services or changes to the law. Please review these terms regularly. Should the terms be altered, the terms will be posted on the site and noted with the last date the terms were modified. Any continued use of Superior’s platform and services after any modifications to the terms of use will constitute your consent to the latest terms.

Permitted Use

You may or may not be eligible for any or all of our products and services. Your eligibility depends on whether the user meets our guidelines and requirements for the products and/or services and is determined upon request. Superior reserves the right to determine your eligibility based upon our guidelines and other applicable laws, rules and regulations.

This website is intended solely for Users that are eighteen (18) years of age or older, and any registration or application by, or access to the site by anyone under 18 is a violation of these terms of service and are not eligible to participate in offerings on this site.

Limitations of Use

All Site material, including but not limited to text, graphics, images, data, articles, information, video, music, sound and software (collectively the “content”) are the proprietary property of Superior with all rights reserved and is protected by US and international copyright laws and treaties.

You agree to not in any matter copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, modify, adopt, reverse engineer, frame in any webpage or alter the appearance of, or sell in any manner any of Superior’s site content. Furthermore, users agree that ownership rights to the content are not acquired upon downloading, copying, or viewing any site content. However, eligible users are granted a limited license to download, print, and copy any portion of the site for personal use only by the user. This limited license is revocable at any time without any prior warning, notice or cause by Superior. Any use of the website other than expressly authorized here or without the prior written consent of Superior is strictly prohibited and is a direct violations to these terms of use.

All site content is the proprietary property of Superior with all rights reserved, including but not limited to: designs, text, graphics, presentations, pictures, video, audio, information, software, music and any other files.

Site content may not be modified, copied, distributed, framed, reproduced, republished, downloaded, displayed, posted, transmitted, or sold without the prior written permission of Superior, except for the user’s own content posted to the site and property bulletins. Users may print, download or copy any portion of the site for personal use, provided the user is eligible for use of the site. Any use of the site or its content other than as specifically authorized herein is strictly prohibited and is a direct violation of these terms of service. Such unauthorized use may also violate various copyright, trademark and other related laws and statutes.

Qualified users may review borrower’s private and public personal and property information as submitted to Superior. However users are not authorized to disclose or otherwise use such information for any purpose other than assessing the creditworthiness of other users in order to evaluate particular trust deed investment offerings.

User Representations & Restrictions

You agree that you will not use or attempt to use this site for any purpose other purpose other than conducting trust deed investment and mortgage loan related activities and requests.

Users consent to not use the site or its content to upload, post, email, or solicit other users and members with unauthorized advertising or promotional materials such as: “spam”, “pyramid schemes”, “chain letter”, and other such forms of bull solicitation. Additionally, you agree not to use any automated scripts to harvest or collect user information, email addresses and other site content.

In addition, you shall not use the site or its service:

–       In any way unlawful or prohibited, or that may be harmful or destructive to others;

–       to transmit  any harmful or disabling computer viruses or codes;

–       to interfere with Superior’s network services;

–       to imply, suggest or express an affiliation or broker relationship with Superior without express and prior written consent;

–       to transmit, upload, post, share, post or make publically available absolutely any private information of any third party or user;

–       to harm a minor in any way or solicit information from anyone under 18;

–       to create a user profile under a false identity, on the behalf of another individual; or by impersonating another individual or entity;

–       in order to attempt or use another’s account without company authorization; or

–       In a manner that depreciates dilutes or harms the name and reputation of Superior or any of its affiliates.

Trademarks

Superior Home Loans, Superior, Superiorhomelending.com and Bill Henson Company, Inc. and all respective company and affiliate logos, graphics, designs, icons, emblems, slogans, and trade names are the registered trademarks, trademarks, services marks or trade dress of Superior within the U.S. and other nations.  All other marks used on this site are the property of their respective owners and used at their consent. No company trademark may be copied, displayed, distributed, modified or reproduced either in whole or in part without the prior written consent of Superior. Superior prohibits the use of any of its marks on any other website or in the use of a link to or from any website without written consent from Superior. Please contact Superior to inquire of the use of its trademarks or logos.

Copyright Complaints 

Superior is committed to protecting its copyrights and encourages you to do the same.  Should you believe that any material on our site infringes upon a copyright under your ownership or control, please send notification including the following:

–       A physical or electronic signature authorizing you to act on the behalf of the copyright owner’s interest;

–       A description of the copyright work claimed to be infringed upon;

–       Reasonably sufficient information to permit us to contact us to contact the complaining party, such as an address, telephone number and, if available, an electronic mail address at which the complaining party may be contacted;

–       A statement that you have a good faith belief that the disputed use of the material is not authorized by the copyright owner, its agent,  or the law; and

–       A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on the owner’s behalf.

By Mail:

Superior

Attn: Legal Dept.

21308 Mission Blvd.

Hayward, CA 94541

 

Links to Third Party Sites

For your convenience this sire may contain links to third party websites. Unless expressly stated otherwise, Superior does not endorse, approve, recommend, certify or control these third party sites and does not control or have responsibility for the accuracy or availability of any information that my be provided.

Should you leave the Superior site to access a third party link you shall do so at your own risk and should remain aware that Superior’s terms and policies no longer govern. Superior is not responsible for the content presented on third party sites, nor shall Superior have any liability of any nature whatsoever for the failure of any product or service offered or advertised on third party sites.  In addition, Superior itself does not permit third party advertising on its site and users shall not solicit any services or products on the Superior site.

Privacy & Secuirty

For more information regarding how Superior uses and protects the personal information of its users, please review our site’s privacy policy. With use of the site or Superior’s services you consent to having your personal data transferred and/ or transmitted to be processed within the United States.

For the benefit of our online community and in an effort to detract lending fraud every user shall notify Superior of any absolutely any suspicious activity in relation to use of the Superior site, platform, offering or services by anyone. All filed suspicion reports remain anonymous. Should you identify any suspicious activity please notify us here or by physical mail.

Disclaimers

Superior, its affiliates, directors, officers, employees, agents , independent contractors, or licensors do not guarantee the accuracy, adequacy, timeliness, reliability, completeness or usefulness of any of the site content, and therefore, Superior disclaims any liability for errors or omissions in the content.

Superior may discontinue or make changes to its content and site at any time without warning or prior notice without liability to the users. The site and its service may from time to time be unavailable for routine maintenance updates or other reasons deemed necessary by Superior. Superior reserves the right to terminate any of its offerings at any time without prior notice to you. This site may include technical or typographical errors or inaccuracies. Your use of the site is at your own risk

Users are solely responsible for any interaction with other site users. User disputes may be monitored at the right of Superior without the obligation to do so.

You are solely responsible for your interactions with other Users. We reserve the right, but have no obligation, to monitor disputes between you and other Users.

Limitation on Liability

YOU AGREE THAT UNDER NO CIRCUMSTANCE SHALL SUPERIOR OR ITS DIRECTORS, OFFICERS, EMPLOYEES OR AGENTS WILL BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR ANY DAMAGES OR INJURY, INCLUDING ANY GENERAL, DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURIES CAUSED BY ERROR, INACCURACY, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, TELECOMMUNICATIONS FAILURE, COMPUTER VIRUSES, OR LINE OR SYSTEM FAILURE.

YOU AGREE THAT SUPERIOR OR ITS REPRESENTATIVES WILL NOT BE LIABLE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

IF ANY FOREGOING LIMITATION IS FOUND INVALID, IT IS AGREED THAT SUPERIOR’S TOTAL LIABILITY FOR ANY AND ALL DAMAGES, LOSSES, OR CAUSES OF ACTION OF ANY NATURE SHALL BE LIMITED TO THE FULLEST EXTENT POSSIBLE AS PERMITTED BY LAW.

IF YOU ARE DISSATISFIED WITH THE SERVICE OR DO NOT AGREE TO THESE TERMS OF USE YOUR SOLE REMEDY IS TO IMMEDIATELY DISCONTINUE USE OF THIS SITE.

Indemnification

You agree to indemnify Superior and its affiliates, vendors, and all of the employees, directors, officers, agents and representatives of Superior harmless from and against all costs, damages, expenses, or other losses, including attorney’s fees and court costs, that arise from or are related to your use of this site, and/ or a breach or violation of or failure to comply with these terms of use, or a violation of any applicable law.

Superior reserves the right, at its own expense, to assume the exclusive defense and control of any manner otherwise subject to indemnification by users. You will also agree to indemnify and hold harmless Superior from any claim arising a third party’s use of the site or materials of any nature that users post to the site.

Other

This agreement may be terminated at any time and without prior written notice and at the sole discretion of the company. This agreement shall remain effective until such termination by Superior.

If any provision of these terms of use are found to be unenforceable or invalid, the remaining provisions shall remain enforceable to its fullest extent possible allowed by the law.

The failure of Superior to exercise or enforce any right or provision within these terms of use shall not constitute a waiver of such a right or provision in that or any other instance. If any provision of these Terms of Use is held invalid, the remainder of these Terms of Use shall continue in full force and effect. If any provision of these Terms of Use shall be deemed unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

Questions

Should you have any additional questions about Superior’s services or practices please review our FAQ page, or please contact us here.